Feeling Blessed Today

work-planbSometimes, when you're slogging away at the keyboard, while everyone else is watching Wimbledon, or the World Cup (if they're still “in it”!), or just chilling, you can be forgiven for wondering if it's really necessary.

Yes, that extra income from starting an online business would be really useful – but…… the regular income is ticking along fine, you're comfortable enough. Perhaps you should be satisfied with whatever you're lucky enough to have in life?

Then out of the blue a sidewise swipe slap across the face reminds you just WHY it's always worth having a Plan B.

Mum… I Just Got Back From Hospital…

Earlier in the week I was sitting tapping away on the keyboard, minding my own business when the phone rang and it was my younger son – pretty shaky – which is unlike him. He was bearing the scary news that he had badly gashed his arm in a work accident, and had just got back home from hospital.

He is self-employed and his occupation is such that a damaged arm could end his whole career/business. Here in the UK there’s no sick pay if you’re self-employed, and he could hardly sue his “boss” (himself LOL) for compensation.

Thankfully “someone up there” was looking after him, as, despite him needing 10 stitches and 5 injections, there seems to be no lasting damage to his tendons and muscles. However I think he’ll have a nasty scar to remind him to take things a lot more steadily in future. (Plus interminable nagging thoughtful reminders from his frazzled wife and mum.)

It's when something like this happens that I am reminded exactly WHY I work extra hours when I could be slobbing in front of the TV instead.

I suspect my usual readership on this blog are fully aware of this, and most are already beavering away – so I'm largely preaching to the converted here – but in case you need motivation to “keep going”, or if you've just stumbled across this post by chance…….

Why You Might Need a Plan B

I firmly believe everyone should have a Plan B in place, in case our main source of income suddenly dries up.

It needn’t be caused by a work accident – Matt's accident just triggered the thought for this article. Your challenge could be caused by

  • Pension failure
  • Redundancy
  • Death or incapacitation of someone who helps pay the monthly bills
  • A sports injury or
  • Broken bone from falling on some mud in your own garden – like I foolishly did a year ago while rushing about like a headless chicken! Happily the bones didn't break 🙂

I’m already working on my Plan B, and so are most of my regular blog visitors. Are you?

If not, are you SO confident of the future that you feel no need to think about alternatives? If you are, I’m genuinely pleased for you and congratulate you for “having all your ducks in a row” – is that a UK-ism?

However, if you feel that you, or someone you know, could benefit from some forward planning to get an alternative (or additional) income I strongly encourage you to take action right away. There are many ethical ways to start an online business, some of them explained on this blog, some on the posts of fellow bloggers who comment on my other articles.

Pick something you can do alongside whatever your main source of income is. Don't “give up the day-job” – that would be crazy. But take a little time every day to build your Plan B. Even one hour a day is better than nothing.

I hope you won’t need it in “emergency mode”, but starting an online home business can also lead to a very nice additional income, for more of the good things in life.

Please share

I left it too late to plan for a financially secure retirement. Don't make my mistake. Start building an extra income with a part-time (or full-time) business online. Think you don't have time? Can't afford the start-up cost? Can't meet sales targets? Contact me for free advice (no obligation) on the best fit for your circumstances.

Ravi Chahar - July 5, 2014

Hi Joy,

I hope now your son is fine.
I totally agree with you in case of having an extra source of income by which we can get money. In today’s era internet is the leading platform for making some money.
Having an extra plan is necessary for everyone. As you have mentioned the hard times which can come in anyone’s life. We need to be ready for every situation.

I hope you are having great time.:)


    Joy Healey - July 5, 2014

    Hi Ravi

    Thanks for your good wishes for my son. He came to show me his wounds (there were two) when he went to have the stitches out. One of them was so close to his wrist that I can only be thankful the bleeding wasn’t far worse. Luckily he seems to be making a good recovery.

    So yes, I’m working away with renewed purpose! Thanks for dropping by. Joy

Enstine Muki - July 8, 2014

Wow! Joy, this is good to know someone up there was looking after him. That same person is looking after his children and he never fails.

Let’s trust in him even for plan B 😉

BTW, I think it’s my first time here and it’s good to be around.

Do have a wonderful week you and family

    Joy Healey - July 8, 2014

    Hi Enstine,

    Welcome to my blog, I’m glad you found me!

    Matt’s stitches are out and having seen the placement of the two gashes….. wooooo.

    After such a big blessing with Matt, hardly like to “mention” Plan B, but – hey – they say “Ask and you shall receive”, so yes, let’s trusting Him for Plan B too.

    Hadn’t really thought of that, so thanks for the encouragement!

    You have a great week too.


Jeannine ONeil - July 8, 2014

Glad to hear that your son is okay. It is so scary when something like that happens. In my case I have a Plan B and C. Currently I have two part-time positions to bring in steady income to fill in the gaps with for my consulting business. People look at me like I am crazy, but I love working and I love at the end of the day, I am the one benefiting directly from my efforts.

    Joy Healey - July 8, 2014

    Hi Jeannine

    Obviously a kindred spirit here, because I also have a Plan C – which is lucky, because Plan D is in the process of falling apart!! LOL That’s probably a story for another post, because I don’t know how it ends yet!

    But the most important thing is that Matt is fine and under serious supervision with glass in future!

    Thanks for dropping by and hope to keep in touch.


Elaine Summers - July 8, 2014

Hi Joy
Accidents like this make us all rethink our financial security and you are correct everybody needs a Plan B in place. The internet is the ideal choice for a Plan B and hopefully soon we will all have our first product under our belts and start to get ourselves known in this area. Hope you son has a full and speedy recovery.

    Joy Healey - July 8, 2014

    Hi Elaine

    Yes, he’s fine now thanks – obviously a bit sore in the arm area and needing to take it more easy than usual, but never one to stand still for long he’s working on “one-handed jobs”>

    At least blogging we SHOULDN’T be able to do ourselves serious damage. (Famous last words….)

    Thanks for coming by and good luck with Plan B. Joy

Adrienne - July 9, 2014

Hey Joy,

I’m sure that you’re so glad that as your son was telling you he was back from the hospital that in the next breath he told you that he was okay and all was well. What a huge relief and I’m so thrilled to hear that.

I never even thought about a plan B before coming online. I always had thought I would be in corporate American still plugging away.

Here’s one thing a lot of people don’t know about me. When I was in my early 20’s my right ear drum collapsed. The doctor’s have no idea why but I lost all my hearing in that ear. They did surgery and went in to rebuild it. Although I can hear, I can’t understand what’s being said.

Over the years my left ear was trying to do all the hearing for what I couldn’t understand from my right ear. In about 2006 I had to get hearing aides. If you know anything about them then you know that all they do is turn up the volume. If you couldn’t understand what people were saying you still can’t, it’s just much much louder now.

Over the remaining years in corporate America my hearing continued to get worse so although I had hearing aides I was still misinterpreting what people were saying and for someone in my position that’s a huge no no. That along with being unhappy with the way things were going as time went on made my decision to leave that cushy position and do something on my own.

My point of sharing this is that you don’t ever know when something will happen that will prevent you from moving forward with what you’re currently doing. When I was so darn good at my job but my hearing was becoming more and more of an issue for me. The sad truth is that it will never get better.

Having a plan B is the smartest move anyone could ever make. I hope everyone will realize this and not wait until it’s too late.

Enjoy your week and thanks for sharing this with me.


    Joy Healey - July 10, 2014

    Hi Adrienne,

    Wow – I had no idea, but that’s another perfect example of how you can be bowling along merrily, then WHAM “life” slaps you down and you have to take stock and start all over again in a completely different way

    But you certainly got lemons and turned them into lemonade. Corporate America’s loss is our gain, although at a terrible price to you 🙁

    I hope people will take your story as a wake-up call to think about doing that “little bit towards Plan B” every day.

    Thanks so much for sharing your story here.


Torsten Mueller - July 10, 2014

Hi Joy,

I am glad to hear your son is fine after his accident. But this shows how important it is to have and constantly wotk on a plan B. You never know what could happen in life and it is always good to be prepared.

There are so many opportunities available online, that when it comes to a second income, everybody can find something that suits their needs, skills and expertise.

Have an awesome day,

    Joy Healey - July 10, 2014

    Hi Torsten,

    Thanks for your good wishes for Matt. I’ll be seeing him soon to “check on progress”!

    Yes, the online arena has really “opened thing up”, and – as long as we apply persistence and common-sense when choosing what to do, you’re right, there is something for everyone to do even if they only have an hour a day to work on their business.


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